Direct Hard Money Lender: #1 in California
“ The usual cast of lenders were jumpy and unwilling to fund my loans. Chris was the only one who came through for me.” -JW
- No Middleman Markup! We Are Not Just a Broker.
- Low Rate: Start 6.99% Purchase, Cash Out, & Refinance
- All Credit OK | Same Day Approval
** We have tools for the most difficult loan scenarios. Let’s Talk >>>
Loan Product
New Money Loans are designed for property investors who need quick access to capital at competitive Interest rates. The entire application process can be completed online, In less than 5 minutes. The following real estate loans are also available:
Fix - & - Flip
Funds for purchase + rehab or refinance + rehab
Loan Amount
up to $ 5,000,000
Interest rate
10-12.75%
Origination fee
1.875%
Loan To Value
up to 80%
More Info
Rent
30 – year fixed product for stabilized properties
Loan Amount
up to $ 3,000,000
Interest rate
7.5%
Origination fee
2-3%
Loan To Value
up to 80%
More Info
Fix - & - Flip
Funds for purchase + rehab or refinance + rehab
Loan Amount
up to $ 5,000,000
Interest rate
10-13.25%
Origination fee
1.875%
Loan To Value
up to 90%
More Info
Quick Overview
- Skip The Middle Man & Call-Centers: Speak Directly to a Decision Maker of Our $86 Million Private Money Fund!
- Low Fixed Rates: From 6.99% APR
- Poor Credit, Past Bankruptcy and Foreclosure, Foreign Nationals – OK
- No Doc Loan | No Tax Returns | Stated Income
- Pre-Approvals within 24 hours, Funding in Days
- Loan Terms: 1 to 5 years
- Residential/ Commercial Loans
- No Prepayment Penalties and No Junk Fees
- No Middleman Markup | Non-Bank Lender
How It Works?
Loan Analysis
First, you’ll have a quick call with one of our licensed senior loan officers to begin the process. We will conduct a quick phone interview to get a better understanding of your goals.
Project Assessment
Immediately following your application we begin the approval process. Our staff will work quickly to find the loan programs that best suit your needs & goals. We usually have an answer within 24 hours!
Wire Funds!
Once we’ve completed the approvals process. We’re ready to fund
your new project. After you’ve completed the loan documents and escrow is cleared, we will wire your funds immediately.
Why Choose Us?
Lowest Fees. Interest Only. No Junk Fees
We have Over 20 years Of Experience in Real Estate
Professional Loan Officers
We Can Fund Your Deal In As Little As 48 Hours!
” We are so confident with our abilities that we will Match any written offer “
Success Stories
JW (Real Client)
A few years ago, I found myself in a pinch with the falling real estate market. The usual cast of lenders was jumpy and unwilling to fund traditional loans…
JB (Real Client)
“I’ve had the privilege of working with Vance and Doug on several commercial mortgage loans and what stands out for me every time I engage them..
Benjamin Franklin
“If you would like to know the value of money, go and try to borrow some.”
The Power of Private Money
Combines the best of traditional funding sources
Private Money
- High Leverage
- Reliable Capital
- speed to close
- In-house processes
Regional Banks
- Low Leverage
- Slow Process
- Strict underwriting
- More document reqs
- Active loan limits
– Chris Piro, Senior Loan
Strategist NMLS: 222773
Representatives Available 7 Days a Week to Better Serve Our Clients In California
As a Direct Hard Money Lender, We Don’t Have To Deal With The Banks. We Make The Final Decision On Approving Your Loan.